Commercial Property Insurance Quote

Coverage built around your property investment.

Tell Casurance what you own, how it is used and what you want protected. Start here, then add the details that make your submission useful.

• Single buildings and multiple locations
• Building, contents and rental income requests
• Coverage options reviewed with a licensed agent

Describe each building and the business inside

• Ownership: LLC, trust, individual or other insured entity.
• Use: tenants, operations, construction and occupied space.
• Portfolio: describe every location separately.

List each insured address, the ownership entity, square footage, construction, occupancy and tenant activities. Explain whether you own the building, lease space or manage it for someone else. For a portfolio, organize the information by location instead of combining every building into one description.

Show the improvements you have already made

• Roof: age, material and replacement records.
• Building systems: electrical, plumbing and HVAC updates.
• Protection: sprinkler inspections and other safeguards.

Roof replacements, updated wiring and plumbing, sprinkler inspections and other maintenance records help explain the property. Have the year of each update available. If a detail is unknown, identify it for follow-up rather than guessing. Tell us about vacant space, planned renovations or a change of tenants.

Choose the protection you want reviewed

• Property: buildings, equipment and business contents.
• Income: rental value, business income and extra expense.
• Additional requests: liability, umbrella, flood or earthquake.

Identify building, business personal property, rental income or business income needs. If you also need premises liability, umbrella, flood or earthquake, call those out separately. Your request tells the agent what to review; the carrier's written proposal determines what is offered and on which terms.

Prepare a useful document package

• Current declarations and requested effective date.
• A schedule of values and available building photographs.
• Loss runs, inspection reports and lender requirements.

Current declarations, a schedule of values, building photographs, inspection reports and available loss runs can help organize the submission. Check that entity names and property addresses match across documents. For several locations, label the records by address so the adviser can connect each document to the correct building.

Explain prior losses and completed repairs

• Prior loss: explain the date, cause and claim status.
• Completed repairs: include invoices or photographs when available.
• Changed conditions: disclose vacancy, renovations or new tenants.

Include the approximate date, cause and status of any prior property loss. Describe repairs and improvements made afterward, and provide supporting records when available. A concise explanation helps the agent understand the history and identify information a prospective carrier may request.

Compare more than the premium

• Confirm the locations, entity names and requested values.
• Compare valuation, deductibles and coverage conditions.
• Resolve lender requirements before requesting binding.

When proposals arrive, review the scheduled locations, values, valuation, deductible structure and coverage conditions together. Ask about restrictions that matter to your building and tenant mix. Keep your requested effective date and lender requirements visible throughout the review so missing items can be addressed before a binding request.

Continue with the same property application

• Step 1: your contact and property information.
• Step 2: locations, coverage requests and documents.
• Next: review available options with your agent.

Complete the first step with your contact and property details, then continue to the separate real estate application page. There you can add locations, requested coverages and supporting documents. Submitting a request does not bind coverage. An agent will help you review the next steps for the available options.

Have it handy. Keep the process moving.

Current policy / declarations

Shows existing limits, deductibles and scheduled locations.

Schedule of values / photos

Helps explain each building and the values requested.

Loss runs / inspection records

Adds context about prior claims, repairs and condition.

Ready to put your property in the picture?

Start my property quote

Coverage depends on the policy issued, its terms, limits, deductibles and exclusions. Submitting a request does not bind coverage.