Choose your alcohol operation and start the right request
A useful liquor quote starts with your business class. Select hospitality, retail or events so the detailed step asks about the way you actually sell or serve alcohol.
Hospitality intake
Restaurants, bars, clubs and tasting rooms should be ready to explain hours, alcohol receipts, entertainment and security. Include catering even if it represents only a small share of sales. The detailed application lets you identify requested liability protections.
Retail intake
Package stores and other alcohol retailers can identify off-premises sales, tastings and delivery. Include stock and property needs for coordinated review. Use the retail guide if your main question is protecting the store as well as its alcohol sales.
Event intake
Event hosts and caterers should collect the venue, dates, expected attendance and serving arrangements. Explain whether drinks are sold, included with admission or supplied by another party. Include the venue contract before the deadline becomes urgent.
What happens after the first step
The existing liquor application opens a separate detailed step for your selected class. Review the summary and complete the required questions so a producer can assess market fit. A submitted request is not a binder, a premium guarantee or an immediate coverage decision.
- Pick the closest business class
- Use an accurate operating address
- Have sales or event estimates ready
- Identify the desired effective date
Can I request more than liquor liability?
Yes. Indicate the additional protections you need in the detailed application. Availability and terms depend on the operation, location and underwriting review.
Liquor liability guide · Request a liquor quote · Liquor-store insurance